On a recent trip, I had to marvel at the...
Wealth Building
What to Know about Municipal Bonds
Historically, municipal bonds have not generated national headlines, but the fiscal problems facing many state and local governments have led to newsworthy concerns about the future of these securities. As a result, by February 2011 investors had pulled nearly $40 billion from municipal bond funds—the largest exodus from such funds... Read More
Finances for Novices: Five Steps for Growing Your Money
By Chris Mendoza and Luis Hernandez
Growing up, my parents never really talked to me about money or their financial situation. I don’t know how they budgeted or saved money. I know they worked hard for it and raised a family. But now that I’m working and raising a family of... Read More
Six Steps to Create Your Family Legacy
Each year during the month of February, thousands of Americans reflect on the legacy of struggle and triumph of African-American pioneers and cultural contributors. This type of reflection shouldn’t be limited to the 28 days of February, but should take place throughout the year. So in the spirit of our... Read More
LL Cool J Joins Panel of Global Ultimate Women's Forum
LL Cool J has joined the panel of the 2011 Global Ultimate Women's Forum, along with Cicely Tyson, Mary J. Blige, MaryMary, and Bo Derek.
Slated to take place in Las Vegas June 8 and 9, a cadre of seasoned women from across the globe will address leadership, development, inspiration, relationships,... Read More
Report Outlines Major Issues for Latinos in Higher Education
The United States Census will soon confirm the continued growth of the Latino community. Our financial success is essential to the wealth of the country and few would argue that education is the key. Decisive Latino brings our readers the results of a major new report from Excelencia in Education,... Read More
Best Way To Keep New Year's Resolutions? Keep Them Vague!
At the dawn of 2011, millions of Americans will make New Year’s resolutions, determined to lose weight, exercise, quit smoking or conquer any of myriad other challenges. Within weeks, most of those well-intentioned vows will fail.
“That has long been the presumption, that people make the best decisions when they have...
The financial advantage of a college education is a fact—according to the U.S. Census, college educated workers earn at least double what workers with a high school diploma earn. The same goes for employees with graduate degrees versus those with undergraduate degrees. In light of this, the DREAM Act could...
For many people, understanding enough about stocks to feel comfortable about investing without a stock broker can be a real challenge. To overcome those uncomfortable feelings, people can join or start an Investment Club.
Investment Clubs consist of individuals that want to learn about investing, seek to limit their financial risk...
I have shared many tips on wealth building with individuals and one question seems to come up repeatedly, “What if I don’t have enough money to start investing, how can I build wealth?"
My answer has remains the same; “What plans have you developed to obtain funds to invest in assets?” There...
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